Private Money Pal

Fast Capital for Real Estate Investors

Fix & Flip, New Construction, DSCR, and Commercial loans — funded in as little as 7–10 days.

7–10
Day Close
$100K+
Min. Loan Size
Investor
Loan Programs
No
Income Verification

Short Term & Long Term Solutions

Flexible private money loans designed for real estate investors at every stage.

Short Term Loans
6–24 month terms
Fix & Flip
Purchase + rehab financing for investors buying distressed properties to renovate and sell. Fast closings, no income verification required.
New Construction
Ground-up construction financing for builders and developers. Draw schedules aligned with project milestones.
Long Term Loans
30-year terms available
DSCR Loans
Qualify based on rental income, not personal income. Perfect for investors building long-term rental portfolios. No tax returns needed.
Commercial
Financing for mixed-use, multi-family, office, retail, and industrial properties. Flexible structures for complex deals.

Funded in 4 Simple Steps

We've streamlined the private lending process so you can focus on your deal.

1
Register & Apply
Create your account and submit your pre-approval request in under 5 minutes.
2
Loan Review
Our team reviews your deal and issues a pre-approval letter typically within 1 business day.
3
Appraisal & Underwriting
Property appraisal and final underwriting review of the scope of work.
4
Close & Fund
Close in as little as 7–10 days from receipt of the appraisal report.

Ready to Fund Your Next Deal?

Request your pre-approval letter today. No commitment, no income verification required.

Get Pre-Approved Now →

Prefer to Talk First?

Book a free 30-minute call with a loan representative. Walk us through your deal and we'll tell you exactly what you qualify for.

30 Minutes, No Obligation
A focused conversation about your deal — no sales pressure, just answers.
Get Instant Clarity on Your Loan
Fix & Flip, DSCR, New Construction, or Commercial — we'll match you to the right program.
Fast Funding When You're Ready
Close in as little as 7–10 days once you're set up. No income verification required.
Talk Directly to the Decision Maker
Speak directly with a loan representative at Private Money Pal.
Your information is kept private and never shared with third parties.
Private Money Pal
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